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A short sale happens when the lender is shorted on a mortgage, meaning the lender accepts less than the total amount that is due. If your mortgage is $100,000, but your home is worth, say, $90,000, you are $10,000 short, not including costs to close the sale such as real estate commissions, recording fees or title and escrow charges.
How does HAFA affect me as a short sale home buyer? Asked by Buyermadness, Temecula, CA mon aug 30, 2010. I put an offer on a short sale about 60 days ago, and apparently the sellers were just told by their lender that they qualify for a "government short sale program."
Potent narcotics started to flood the U.S. as sales skyrocketed. According to the Centers for. with a net worth that reached as high as $14 billion in 2015, largely on the strength of the opioid.
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For the request to initiate a HAFA short sale, the answer is either a rejection or an approved Short Sale Agreement (SSA). For the response to a proposed sales contract under an Alternative RASS, they must give you an approval of the short sale contract, rejection of that contract or a counter offer within 45 days.
We suggest that you contact the IRS or your tax preparer to determine if you have any tax liability. In order to receive the relocation assistance, the sale of the property must close by the closing date in the short sale agreement. Bank of America reserves the right to change or alter the relocation assistance at any time.
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Short sales continue to be a major component of the real estate marketplace. Realtor Debra-Mitchell-Adams of Palmdale, California explains how the HAFA program can help some short sellers make a.
HAFA establishes streamlined short sale rules and incentivizes borrowers and lenders to work together to avoid foreclosure. The rules – in effect between April 5, 2010, and Dec. 31, 2012.